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Category: Disability Income Replacement

Boomer + Sandwich Generation + Club Sandwich + Boomerang = Financial Instability

October 19, 2016Critical Illness Insurance, Disability Income Replacement, Estate Planning, Finance, Investing, Life Insurance, Life Stages, Living Benefits, Long Term Care, Retirement Planning, Will Planningimport

The Sandwich Generation was a term coined by Dorothy Miller in 1981 to describe adult children who were “sandwiched” between their aging parents and their own maturing children.  There is even a term for those of us who are in…

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Long Term Care Insurance – Not Just for the Elderly

July 10, 2016Disability Income Replacement, Finance, Living Benefits, Long Term Careimport

Whenever the topic of Long Term Care Insurance (LTC) is brought up, most people’s reaction is to automatically assume the discussion is about caring for the elderly.   While it is true that LTC coverage is a valuable tool to provide…

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1 in 3 Canadians Will Become Disabled Before the Age of 65

August 11, 2015Disability Income Replacement, Employee Benefits Program, Finance, Living Benefitsimport

What you need to know about your Group Long Term Disability Having a source to replace your earned income in the event of an illness or accident is vital considering that on average, 1 in 3 Canadians will become disabled…

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Workers unprepared for financial impact of disabilities

June 8, 2015Disability Income Replacement, Employee Benefits Program, Finance, Living Benefitsimport

Most Canadian workers would suffer severe financial hardship if they were forced out of work with a disability. In fact, 76% believe that should they become disabled and unable to work for three months, there would be serious financial implications…

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Graduation is the Perfect Time to Consider Disability Insurance

June 1, 2013Disability Income Replacement, Finance, Living Benefitsimport

As this year’s graduates cross the stage they’re filled with dreams of their bright futures.   Rightly so – they’ve worked hard to get to where they are.  They’re thinking of their careers, their earning potential and getting started on this…

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Contact Us

Sean Kennedy
Financial Advisor

70 Portugal Cove Road, Suite 202
St. John’s, NL
A1B 2M3

Tel: 709-781-0576 
Email: sean@kfservices.ca
Email: brenda@kfservices.ca

About

Sean began his career in the financial services industry in 1988 offering insurance and investment advice to both individual and business clients. Throughout these early years he worked primarily for some of Canada’s largest insurance companies and maintains these relations to this day.
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